People lie when applying for a loan


Have you ever applied for a loan with a bank? If yes, how did you go about the process? Did you diligently and truthfully fill out all the information the bank asked you to provide, and did you truthfully and correctly fill out all the documents required to process your loan application? Did you provide the bank with all information regarding your financial situation and other history? Have you told the bank how many children you have or whether you have dependent children? Do you have proof of income from your employer or did you make up a different amount?
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Prosecuted for fraud.
If you “improved your score” in order to get a loan from a bank, you can be prosecuted for loan fraud, even if you only borrowed a small amount. Hundreds of people a yearare prosecuted in this manner. This year, however, the amount of people who have borrowed fraudulently has increased enormously. The amount of money that fraudsters have extorted from banks has increased by 12% compared to recent years.

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Statistics do not lie
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Surveys show that almost one in ten of those who need to apply for a loanlie to their banks in some way to increase their chances of getting a loan. Moreover, fabricating some information and hiding others as many as 93 percent of loan applicants seem unaware that they are committing a serious crime, namely credit fraud.
And it has nothing to do with how much a borrower borrowed. People think that if they don\’t borrow much, they will escape prosecution, which of course is a lie.
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What is often hidden?
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– Unpaid payment obligations

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– Number of children to support [41] [42] [43] [44] [45] [46] [47] [48] [49
– Whether you have any other debts [42] [43] Whether you have any other debts [44] [45] Whether you have any other debts
– Actual income
[44]
More than 40% of loan applications are rejected by banks for the above reasons. Last year, nearly 6,000reportsand denunciationsof loan fraud were filed with the policeand approximately4,000 people were prosecuted.